Life Expectancy - Australia

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AUSTRALIAN GOVERNMENT ACTUARY

BUREAU OF STATISTICS - LIFE TABLES

HOW LONG ARE YOU REALLY LIKELY TO LIVE (CUFFELINKS- FEB 2014)

LIVING LONGER - WHAT WILL IT BE LIKE? (DAVID WILLIAMS - APR 2014)

MY LONGEVITY

From 1 July 2007

AGA Australia Life Tables (2015-2017) published 2019

For income streams that are started on or after 1 January 2020, life expectancy will be ascertained with reference to the 2015-2017 Tables. The life expectancy factors are used for calculating the relevant number for income streams. The relevant number is based on the primary beneficiary's or reversionary beneficiary's age at the start of the income stream.

Age	Male	Female	Age	Male	Female
0	80.76	84.85	55	28.35	31.49
1	80.05	84.11	56	27.47	30.57
2	79.07	83.12	57	26.60	29.66
3	78.08	82.14	58	25.73	28.75
4	77.09	81.14	59	24.87	27.84
5	76.10	80.15	60	24.02	26.93
6	75.11	79.16	61	23.17	26.03
7	74.11	78.16	62	22.33	25.14
8	73.12	77.17	63	21.50	24.24
9	72.12	76.17	64	20.67	23.36
10	71.13	75.18	65	19.86	22.47
11	70.14	74.18	66	19.04	21.60
12	69.14	73.19	67	18.24	20.73
13	68.15	72.19	68	17.45	19.87
14	67.16	71.20	69	16.67	19.02
15	66.17	70.21	70	15.90	18.18
16	65.18	69.22	71	15.14	17.35
17	64.20	68.23	72	14.39	16.53
18	63.23	67.25	73	13.66	15.73
19	62.26	66.26	74	12.95	14.93
20	61.29	65.28	75	12.25	14.15
21	60.32	64.29	76	11.57	13.39
22	59.36	63.30	77	10.90	12.64
23	58.39	62.32	78	10.25	11.90
24	57.43	61.33	79	9.63	11.18
25	56.46	60.35	80	9.02	10.49
26	55.50	59.36	81	8.44	9.81
27	54.53	58.37	82	7.89	9.16
28	53.57	57.39	83	7.36	8.54
29	52.61	56.41	84	6.86	7.94
30	51.65	55.42	85	6.39	7.37
31	50.68	54.44	86	5.95	6.83
32	49.72	53.46	87	5.54	6.32
33	48.77	52.48	88	5.16	5.84
34	47.81	51.51	89	4.81	5.40
35	46.85	50.53	90	4.50	4.99
36	45.90	49.56	91	4.22	4.61
37	44.95	48.58	92	3.96	4.28
38	44.00	47.61	93	3.72	3.97
39	43.05	46.64	94	3.50	3.69
40	42.10	45.68	95	3.29	3.43
41	41.16	44.71	96	3.11	3.18
42	40.22	43.75	97	2.93	2.94
43	39.29	42.79	98	2.77	2.73
44	38.35	41.83	99	2.62	2.53
45	37.43	40.88	100	2.49	2.36
46	36.50	39.92	101	2.36	2.19
47	35.58	38.97	102	2.24	2.05
48	34.66	38.03	103	2.14	1.91
49	33.75	37.08	104	2.04	1.80
50	32.84	36.14	105	1.94	1.69
51	31.93	35.21	106	1.86	1.59
52	31.03	34.27	107	1.78	1.51
53	30.13	33.34	108	1.71	1.43
54	29.24	32.42	109	1.64	1.37

AGA - Australian Life Tables (2010-2012) published 2014

For income streams that are started on or after 1 January 2015 up to 31 December 2019, life expectancy will be ascertained with reference to the 2010-2012 Tables. The life expectancy factors are used for calculating the relevant number for income streams. The relevant number is based on the primary beneficiary's or reversionary beneficiary's age at the start of the income stream.

Age	Male	Female	Age	Male	Female
0	80.06	84.31	55	27.71	31.02
1	79.39	83.60	56	26.83	30.10
2	78.42	82.62	57	25.95	29.19
3	77.44	81.63	58	25.09	28.28
4	76.45	80.64	59	24.22	27.37
5	75.46	79.65	60	23.37	26.47
6	74.46	78.66	61	22.52	25.57
7	73.47	77.66	62	21.68	24.68
8	72.48	76.67	63	20.85	23.80
9	71.49	75.68	64	20.03	22.92
10	70.49	74.68	65	19.22	22.05
11	69.50	73.69	66	18.41	21.18
12	68.51	72.69	67	17.62	20.33
13	67.51	71.70	68	16.84	19.48
14	66.52	70.70	69	16.07	18.64
15	65.53	69.71	70	15.31	17.80
16	64.55	68.72	71	14.56	16.98
17	63.56	67.74	72	13.83	16.18
18	62.59	66.76	73	13.11	15.38
19	61.63	65.77	74	12.40	14.60
20	60.67	64.79	75	11.72	13.83
21	59.70	63.81	76	11.05	13.08
22	58.74	62.82	77	10.41	12.33
23	57.78	61.84	78	9.78	11.61
24	56.81	60.86	79	9.18	10.90
25	55.85	59.87	80	8.60	10.21
26	54.89	58.89	81	8.04	9.55
27	53.92	57.90	82	7.51	8.90
28	52.96	56.92	83	7.00	8.29
29	52.00	55.94	84	6.52	7.70
30	51.04	54.96	85	6.06	7.14
31	50.08	53.98	86	5.64	6.61
32	49.13	53.00	87	5.24	6.11
33	48.17	52.02	88	4.87	5.65
34	47.22	51.04	89	4.52	5.22
35	46.26	50.06	90	4.21	4.82
36	45.31	49.09	91	3.92	4.45
37	44.36	48.12	92	3.66	4.12
38	43.41	47.14	93	3.44	3.82
39	42.46	46.18	94	3.24	3.55
40	41.51	45.21	95	3.06	3.32
41	40.57	44.24	96	2.91	3.11
42	39.62	43.28	97	2.78	2.93
43	38.68	42.32	98	2.67	2.77
44	37.75	41.36	99	2.57	2.62
45	36.81	40.41	100	2.46	2.50
46	35.88	39.45	101	2.36	2.38
47	34.95	38.50	102	2.27	2.27
48	34.03	37.56	103	2.19	2.17
49	33.11	36.61	104	2.11	2.08
50	32.20	35.67	105	2.03	2.00
51	31.29	34.74	106	1.96	1.92
52	30.38	33.80	107	1.90	1.85
53	29.49	32.87	108	1.84	1.79
54	28.59	31.95	109	1.79	1.73

AGA - Australian Life Tables (2005-2007) published 2009

For income streams that are purchased on or after 1 January 2010, life expectancy will be ascertained with reference to the 2005-2007 Life Tables.
The life expectancy factors are used for calculating the relevant number for income streams.
The relevant number is based on the primary beneficiary's or reversionary beneficiary's age at the purchase date of the income stream.

Age	Male	Female	Age	Male	Female
0	79.02	83.67	55	26.95	30.53
1	78.44	83.04	56	26.08	29.61
2	77.47	82.07	57	25.20	28.70
3	76.49	81.08	58	24.34	27.79
4	75.50	80.10	59	23.48	26.89
5	74.51	79.11	60	22.63	26.00
6	73.52	78.11	61	21.79	25.11
7	72.53	77.12	62	20.96	24.23
8	71.54	76.13	63	20.14	23.35
9	70.55	75.14	64	19.34	22.48
10	69.55	74.14	65	18.54	21.62
11	68.56	73.15	66	17.76	20.76
12	67.57	72.15	67	16.99	19.92
13	66.58	71.16	68	16.24	19.08
14	65.58	70.16	69	15.49	18.24
15	64.59	69.17	70	14.76	17.42
16	63.61	68.19	71	14.04	16.61
17	62.63	67.20	72	13.33	15.82
18	61.66	66.22	73	12.64	15.03
19	60.71	65.24	74	11.96	14.27
20	59.75	64.25	75	11.31	13.51
21	58.80	63.27	76	10.68	12.78
22	57.84	62.29	77	10.07	12.05
23	56.88	61.31	78	9.48	11.35
24	55.93	60.32	79	8.92	10.67
25	54.97	59.34	80	8.38	10.01
26	54.02	58.36	81	7.86	9.37
27	53.06	57.38	82	7.36	8.75
28	52.11	56.40	83	6.89	8.17
29	51.16	55.42	84	6.45	7.61
30	50.20	54.44	85	6.03	7.08
31	49.25	53.46	86	5.64	6.58
32	48.30	52.48	87	5.27	6.11
33	47.35	51.50	88	4.94	5.68
34	46.40	50.52	89	4.63	5.28
35	45.45	49.55	90	4.36	4.91
36	44.50	48.58	91	4.11	4.57
37	43.55	47.60	92	3.89	4.27
38	42.60	46.63	93	3.69	3.99
39	41.66	45.66	94	3.51	3.75
40	40.71	44.70	95	3.36	3.53
41	39.77	43.73	96	3.22	3.33
42	38.83	42.77	97	3.10	3.16
43	37.89	41.81	98	2.99	3.00
44	36.96	40.85	99	2.90	2.86
45	36.03	39.90	100	2.81	2.74
46	35.10	38.95	101	2.73	2.63
47	34.18	38.00	102	2.66	2.54
48	33.26	37.05	103	2.60	2.46
49	32.34	36.11	104	2.54	2.38
50	31.43	35.17	105	2.49	2.32
51	30.53	34.24	106	2.44	2.26
52	29.63	33.31	107	2.40	2.20
53	28.73	32.38	108	2.35	2.15
54	27.84	31.45	109	2.30	2.09

AGA - Australian Life Tables (2000-2002) published 2004

For income streams started between 1 Jan 2000 and 31 Dec 2004

Age	Male	Female	Age	Male	Female
45	33.22	37.81	68	14.11	17.46
46	32.30	36.86	69	13.44	16.67
47	31.38	35.92	70	12.80	15.90
48	30.46	34.98	71	12.17	15.14
49	29.55	34.04	72	11.56	14.40
50	28.64	33.11	73	10.96	13.67
51	27.74	32.18	74	10.38	12.96
52	26.85	31.26	75	9.82	12.26
53	25.97	30.34	76	9.27	11.58
54	25.09	29.43	77	8.74	10.92
55	24.22	28.53	78	8.24	10.28
56	23.36	27.63	79	7.76	9.67
57	22.52	26.74	80	7.30	9.09
58	21.68	25.86	81	6.87	8.53
59	20.86	24.98	82	6.46	8.00
60	20.05	24.11	83	6.08	7.48
61	19.25	23.25	84	5.73	7.00
62	18.46	22.39	85	5.40	6.53
63	17.70	21.54	86	5.10	6.10
64	16.94	20.70	87	4.82	5.69
65	16.21	19.88	88	4.57	5.32
66	15.49	19.06	89	4.35	4.98
67	14.79	18.25	90	4.16	4.67

Source: Australian Life Tables (1995-1997) published by the Australian Government Actuary.